如何接入海外支付?
· 2022-08-04

随着跨境电商业务的快速发展,越来越多的国内商家开始走出国门,探索海外市场。但对于跨境电商而言,支付环节至关重要,那么如何接入海外支付?

  随着跨境电商业务的快速发展,越来越多的国内商家开始走出国门,探索海外市场。但对于跨境电商而言,支付环节至关重要,那么如何接入海外支付?

 

  首先是一些国际信用卡,如Visa、Master、AE(美国运通American Express)、JCB、DC等信用卡,它们的支付渠道通常是由第三方支付机构提供的。而它们的海外支付接口是不直接面对客户的,基本上都是由第三方的支付公司或海外收单行直接对接。

 

  其次是接入所需要的资质,对于境内的公司,一般需要“三证”:即营业执照、组织机构代码证和税务登记证,另外还可能需要银行开户许可证与法人身份证;而对于境外的公司,一般情况下需要法团成立信息表、注册证明以及法人护照结算银行信息等,不同地区可能有所不同。另外,部分行业可能需要提供行业的相关认证,如航旅行业、医疗行业等。

 

  至于接入,一般需要提供API、SDK、收银台等技术对接文档,这需要跨境商家自己要有相关的联调能力,但是如果是委托来客推这样的技术型公司,则省去了这些繁琐,一般不需要商家自己来亲力亲为。

 

  一般的商家走正常的签约流程大约需要1天,申请通道则一般需要3个工作日左右,对接一般需要5个工作日左右,在进行了测试之后才能上线。

 

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