巴西颁布新法赋权央行封锁非法博彩账户及 Pix 交易
支付动态 · 2026-03-26

巴西总统卢拉正式签署了第 15,358/2025 号法律,即《劳尔·容曼法》,显著加强了该国打击非法博彩的监管力度

根据 3 月 25 日官方公报发布的规定,巴西中央银行与财政部获权采取严厉措施,包括直接封锁与未经授权博彩活动相关的银行账户及 Pix 支付交易。新法案第 21-A 条明确要求金融机构在识别出非法经营者后,必须立即停止其账户运作并拦截后续交易,同时确保合法玩家的退款权益不受影响。


除了资金拦截,该法律还引入了强制性的欺诈信息共享机制。金融和支付机构必须整合到互操作系统中,实时通报并查阅非法博彩运营商的嫌疑线索。为了从源头截断非法资金链,中央银行将针对 Pix 支付制定专项机制,例如建立博彩专属交易模式、启用基于行业代码(CNAE)的自动过滤系统以及在交易账单中加入识别标记。未遵守规定的机构将面临罚款、吊销执照等行政处罚,甚至涉及刑事制裁。


这一法律框架的建立标志着巴西在博彩监管方面进入了技术化、主动化的新阶段。通过整合金融监管、实时监控和多机构数据交换,巴西政府旨在净化市场环境,保护合法运营商及消费者的利益。此外,非法账户中被没收的没收资金将拨交给国家公共安全基金(FNSP),进一步强化了金融监管与公共安全之间的联系。

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